Credit Builder
***Coming Soon***
You no longer need credit in order to get credit. If you pay your monthly bills on time, you can build a positive credit file through The Financial Solution Center. As your credit file grows, you'll qualify for new credit offers and better rates.
Today, The Financial Solution Center, a credit file can help you qualify for a mortgage or auto loan. Soon, you'll be able to use your credit file to get a cell phone, credit card, or personal loan.
If you've paid your rent and three monthly bills on time for the past 12 months, you could qualify for a mortgage with one of The Financial Solution Center's featured lending partners.
If you've been told you have no credit score or "not enough credit" to apply for a home loan, a credit report through The Financial Solution Center can help you qualify for a prime mortgage. Most of the bills you pay each month - including rent, utilities, cable, and phone bills - are not reported to the traditional credit bureaus, unless payments are late or missed.
The Financial Solution Center provides a simple way to document your on-time payments. In the absence of negative credit from traditional bureaus, a credit report through The Financial Solution Center could help you qualify for a mortgage today.
Get Credit for Paying Bills On Time
On-time payments for the following bills are not reported to the traditional credit bureaus:
The only time your payments for these bills are reported to the other credit bureaus is if they're missing or late.
With The Financial Solution Center, your on-time payments count. You build credit for paying your bills on time, even if you have no credit history.